Adding value through independent, specialized securitization services.
Securitization Vehicle
Zarco STC at StellarVest
Zarco STC, SA was established with the objective of creating added value for our Clients by providing a full range of securitization services, approved by the Portuguese Market Authority (CMVM) with well defined independent organizational structure in contrast with market practice.
Why Zarco STC?
Zarco STC offers distinct advantages in the securitization landscape:
- • Independent vehicle exclusively devoted to securitization with a fully dedicated team
- • Ensures all processes, procedures and reporting activities related to securitization management are delivered
- • Fully owned by Stellarvest, a servicing driven Group
- • Provides undisputed guarantee of independency to every investor who securitizes a portfolio
- • Ensures all information remains confidential and not shared with competitors
- • Full segregation of securitization and servicing activities
- • Works with any servicer chosen by the investor, whether it is Stellarvest or not
Our Approach shows
Our methodology creates additional value through comprehensive reporting and strategic information management:
- • Reports to the Bank of Portugal - Reports its borrowers and guarantors default status to the Bank of Portugal Credit Bureau ("Central de Responsabilidades") and this information is shared in the financial system, influencing the indebtedness capacity of those debtors
- • Negotiation and recovery potential - This pressures them to engage in negotiation and proceed with payment, increasing recovery potential. This report is not mandatory for STC, but Zarco is one of the few servicing securitization vehicles who does such report, understanding the significant added value to its Clients and Investors
- • Provider of financial information - Besides this, as a provider of financial information, Zarco is entitled to also receive the same level of info on its debtors under management, which is crucial for decision making models and tools
The Securitization Process
Our streamlined securitization process efficiently transfers assets from originators to investors:
- 1Asset Selection & Preparation
- Identifying suitable assets for securitization
- 2Structuring & Documentation
- Creating the optimal legal and financial framework
- 3Issuance & Settlement
- Efficient transfer of assets and securities
- 4Ongoing Management & Reporting
- Continuous oversight and investor communication
Securitization Flow
Benefits of Working with Zarco STC
Independence and confidentiality
Regulatory compliance and reporting expertise
Enhanced recovery potential through Bank of Portugal reporting
Access to crucial debtor financial information
Flexibility to work with your preferred servicer
Experienced team dedicated exclusively to securitization
Seamless integration with the broader financial ecosystem
Talk to our securitization team
Get in touch with our securitization team to learn how Zarco STC can help you.